/* =========================
   RESET
========================= */
* {
  margin: 0;
  padding: 0;
  box-sizing: border-box;
}

:root {
  --primary: #0b3c5d;
  --primary-dark: #07283e;
  --accent: #f59e0b;
  --accent-dark: #d97706;
  --text: #1f2937;
  --muted: #6b7280;
  --light: #f8fafc;
  --border: #e5e7eb;
  --white: #ffffff;
  --success: #0f766e;
  --shadow: 0 10px 30px rgba(11, 60, 93, 0.08);
  --radius: 18px;
  --container: 1200px;
}

html {
  scroll-behavior: smooth;
}

body {
  font-family: Arial, sans-serif;
  color: var(--text);
  background: var(--white);
  line-height: 1.6;
}

a {
  text-decoration: none;
  color: inherit;
}

img {
  max-width: 100%;
  display: block;
}

.container {
  width: 100%;
  max-width: var(--container);
  margin: 0 auto;
  padding: 0 20px;
}

/* =========================
   TOPBAR
========================= */
.topbar {
  background: var(--primary-dark);
  color: #dbeafe;
  font-size: 14px;
  padding: 10px 0;
}

.topbar a {
  color: #dbeafe;
}

.topbar-inner {
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 20px;
  flex-wrap: wrap;
}

.topbar-left,
.topbar-right {
  display: flex;
  gap: 18px;
  align-items: center;
  flex-wrap: wrap;
}

/* =========================
   NAVBAR
========================= */
.navbar {
  background: var(--white);
  border-bottom: 1px solid var(--border);
  position: sticky;
  top: 0;
  z-index: 1000;
}

.nav-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  min-height: 78px;
  gap: 20px;
}

.logo {
  font-size: 30px;
  font-weight: 700;
  color: var(--primary);
  letter-spacing: 0.2px;
}

.logo span {
  color: var(--accent);
}

.nav-links {
  display: flex;
  gap: 28px;
  align-items: center;
  font-size: 15px;
  font-weight: 600;
}

.nav-links a {
  color: var(--text);
  transition: 0.3s ease;
}

.nav-links a:hover,
.nav-links a.active {
  color: var(--primary);
}

/* =========================
   BUTTONS
========================= */
.call-btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  background: var(--accent);
  color: #111827;
  padding: 14px 22px;
  border-radius: 999px;
  font-weight: 700;
  transition: 0.3s ease;
  box-shadow: 0 8px 18px rgba(245, 158, 11, 0.22);
}

.call-btn:hover {
  background: var(--accent-dark);
  transform: translateY(-1px);
}

.btn-secondary {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  padding: 14px 22px;
  border-radius: 999px;
  font-weight: 700;
  background: rgba(255, 255, 255, 0.12);
  color: var(--white);
  border: 1px solid rgba(255, 255, 255, 0.25);
  transition: 0.3s ease;
}

.btn-secondary:hover {
  background: rgba(255, 255, 255, 0.18);
}

/* =========================
   HERO
========================= */
.hero {
  background:
    linear-gradient(120deg, rgba(11, 60, 93, 0.95), rgba(11, 60, 93, 0.82)),
    url("https://images.unsplash.com/photo-1474487548417-781cb71495f3?auto=format&fit=crop&w=1600&q=80") center / cover no-repeat;
  color: var(--white);
  padding: 90px 0 80px;
  position: relative;
  overflow: hidden;
}

.hero-grid {
  display: grid;
  grid-template-columns: 1.2fr 0.9fr;
  gap: 40px;
  align-items: center;
}

.hero-badge {
  display: inline-block;
  padding: 8px 14px;
  background: rgba(255, 255, 255, 0.12);
  border: 1px solid rgba(255, 255, 255, 0.18);
  border-radius: 999px;
  font-size: 13px;
  margin-bottom: 18px;
  color: #e5eef7;
}

.hero h1 {
  font-size: 52px;
  line-height: 1.12;
  margin-bottom: 18px;
  max-width: 700px;
}

.hero p {
  font-size: 18px;
  color: #e5eef7;
  max-width: 650px;
  margin-bottom: 26px;
}

.hero-actions {
  display: flex;
  gap: 14px;
  flex-wrap: wrap;
  margin-bottom: 18px;
}

.hero-note {
  font-size: 13px;
  color: #d1d5db;
  max-width: 620px;
}

.hero-card {
  background: var(--white);
  color: var(--text);
  border-radius: 24px;
  padding: 28px;
  box-shadow: 0 18px 40px rgba(0, 0, 0, 0.16);
}

.hero-card h3 {
  font-size: 26px;
  color: var(--primary);
  margin-bottom: 8px;
}

.hero-card p {
  font-size: 15px;
  color: var(--muted);
  margin-bottom: 18px;
}

.info-list {
  display: grid;
  gap: 14px;
  margin-bottom: 20px;
}

.info-item {
  display: flex;
  gap: 12px;
  align-items: flex-start;
  background: #f8fafc;
  border: 1px solid var(--border);
  padding: 14px;
  border-radius: 14px;
}

.icon {
  width: 42px;
  height: 42px;
  border-radius: 12px;
  background: #eaf4fb;
  color: var(--primary);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 20px;
  flex-shrink: 0;
}

.info-item h4 {
  font-size: 16px;
  margin-bottom: 3px;
}

.info-item p {
  font-size: 14px;
  color: var(--muted);
  margin: 0;
}

/* =========================
   SECTIONS
========================= */
.section {
  padding: 80px 0;
}

.section-alt {
  background: #f8fafc;
}

.section-head {
  text-align: center;
  max-width: 780px;
  margin: 0 auto 42px;
}

.section-head h2 {
  font-size: 40px;
  color: var(--primary);
  margin-bottom: 12px;
  line-height: 1.2;
}

.section-head p {
  color: var(--muted);
  font-size: 17px;
}

/* =========================
   FEATURES
========================= */
.feature-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 22px;
}

.feature-card {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 26px 22px;
  box-shadow: var(--shadow);
  transition: 0.3s ease;
}

.feature-card:hover {
  transform: translateY(-4px);
}

.feature-card .icon {
  margin-bottom: 16px;
}

.feature-card h3 {
  font-size: 20px;
  color: var(--primary);
  margin-bottom: 10px;
}

.feature-card p {
  color: var(--muted);
  font-size: 15px;
}

/* =========================
   ABOUT
========================= */
.about-wrap {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 34px;
  align-items: center;
}

.about-card {
  background: linear-gradient(135deg, #f8fbfe, #eef6fb);
  border: 1px solid #dce8f1;
  border-radius: 24px;
  padding: 34px;
  box-shadow: var(--shadow);
}

.about-card h2 {
  font-size: 38px;
  color: var(--primary);
  margin-bottom: 14px;
  line-height: 1.2;
}

.about-card p {
  color: var(--muted);
  margin-bottom: 18px;
  font-size: 16px;
}

.check-list {
  list-style: none;
  display: grid;
  gap: 12px;
  margin-top: 16px;
}

.check-list li {
  display: flex;
  gap: 10px;
  align-items: flex-start;
  color: var(--text);
  font-weight: 600;
}

.check-list li span {
  color: var(--success);
  font-size: 18px;
  line-height: 1;
  margin-top: 3px;
}

.side-stat {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 18px;
}

.stat-box {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: 18px;
  padding: 26px 20px;
  box-shadow: var(--shadow);
  text-align: center;
}

.stat-box h3 {
  font-size: 34px;
  color: var(--primary);
  margin-bottom: 6px;
}

.stat-box p {
  color: var(--muted);
  font-size: 14px;
}

/* =========================
   HOW IT WORKS
========================= */
.how-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
}

.step-card {
  border-radius: 22px;
  border: 1px solid var(--border);
  padding: 28px;
  background: var(--white);
  box-shadow: var(--shadow);
}

.step-no {
  width: 52px;
  height: 52px;
  border-radius: 50%;
  background: var(--primary);
  color: var(--white);
  display: flex;
  align-items: center;
  justify-content: center;
  font-weight: 700;
  margin-bottom: 18px;
  font-size: 18px;
}

.step-card h3 {
  font-size: 22px;
  color: var(--primary);
  margin-bottom: 8px;
}

.step-card p {
  color: var(--muted);
  font-size: 15px;
}

/* =========================
   CTA BAND
========================= */
.cta-band {
  background: linear-gradient(135deg, var(--primary), var(--primary-dark));
  color: var(--white);
  border-radius: 28px;
  padding: 40px;
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 24px;
  flex-wrap: wrap;
}

.cta-band h2 {
  font-size: 36px;
  margin-bottom: 8px;
  line-height: 1.2;
}

.cta-band p {
  color: #dbeafe;
  max-width: 720px;
}

/* =========================
   PAGE HERO + CONTENT
========================= */
.page-hero {
  background: linear-gradient(120deg, rgba(11, 60, 93, 0.96), rgba(11, 60, 93, 0.82));
  color: var(--white);
  padding: 70px 0;
}

.page-hero h1 {
  font-size: 44px;
  margin-bottom: 14px;
}

.page-hero p {
  max-width: 760px;
  color: #e5eef7;
  font-size: 18px;
}

.content-wrap {
  padding: 70px 0;
  background: #f8fafc;
}

.content-card {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: 24px;
  box-shadow: var(--shadow);
  padding: 40px;
}

.content-card h2 {
  color: var(--primary);
  font-size: 30px;
  margin-top: 28px;
  margin-bottom: 14px;
}

.content-card h2:first-child {
  margin-top: 0;
}

.content-card p {
  color: var(--muted);
  font-size: 16px;
  margin-bottom: 18px;
}

.content-card ul {
  margin: 0 0 18px 22px;
  color: var(--muted);
}

.content-card li {
  margin-bottom: 10px;
}

.notice-box,
.disclaimer-box {
  background: #fff8eb;
  border: 1px solid #fde5b0;
  color: #7c5a07;
  border-radius: 18px;
  padding: 22px;
  margin-top: 24px;
}

/* =========================
   FAQ
========================= */
.faq-wrap {
  max-width: 900px;
  margin: 0 auto;
}

.faq-item {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: 18px;
  padding: 24px;
  margin-bottom: 16px;
  box-shadow: var(--shadow);
}

.faq-item h3 {
  color: var(--primary);
  font-size: 20px;
  margin-bottom: 10px;
}

.faq-item p {
  color: var(--muted);
  font-size: 15px;
}

/* =========================
   FOOTER
========================= */
.footer {
  background: #081a28;
  color: #cbd5e1;
  padding: 70px 0 20px;
  margin-top: 80px;
}

.footer-grid {
  display: grid;
  grid-template-columns: 1.4fr 1fr 1fr 1fr;
  gap: 30px;
  margin-bottom: 40px;
}

.footer h3,
.footer h4 {
  color: var(--white);
  margin-bottom: 16px;
}

.footer p,
.footer li,
.footer a {
  color: #cbd5e1;
  font-size: 15px;
}

.footer ul {
  list-style: none;
  display: grid;
  gap: 10px;
}

.footer-bottom {
  border-top: 1px solid rgba(255, 255, 255, 0.08);
  padding-top: 20px;
  text-align: center;
  font-size: 14px;
  color: #94a3b8;
}

/* =========================
   RESPONSIVE
========================= */
@media (max-width: 1100px) {
  .hero-grid,
  .about-wrap,
  .footer-grid,
  .feature-grid,
  .how-grid {
    grid-template-columns: 1fr 1fr;
  }

  .nav-links {
    display: none;
  }
}

@media (max-width: 768px) {
  .hero {
    padding: 70px 0 60px;
  }

  .hero-grid,
  .about-wrap,
  .feature-grid,
  .how-grid,
  .footer-grid,
  .side-stat {
    grid-template-columns: 1fr;
  }

  .hero h1,
  .page-hero h1 {
    font-size: 38px;
  }

  .section-head h2,
  .about-card h2,
  .cta-band h2,
  .content-card h2 {
    font-size: 30px;
  }

  .nav-inner {
    min-height: 70px;
  }

  .logo {
    font-size: 26px;
  }

  .cta-band,
  .content-card {
    padding: 28px;
  }

  .topbar-inner {
    flex-direction: column;
    align-items: flex-start;
  }
}

.full-btn {
  width: 100%;
}

.section-alt {
  background: #f8fafc;
}

.cta-section {
  padding-top: 20px;
}

.topic-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
}

.topic-card {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: 22px;
  padding: 28px;
  box-shadow: var(--shadow);
}

.topic-card .icon {
  margin-bottom: 16px;
}

.topic-card h3 {
  font-size: 22px;
  color: var(--primary);
  margin-bottom: 10px;
}

.topic-card p {
  color: var(--muted);
  margin-bottom: 14px;
}

.topic-card ul {
  list-style: none;
  display: grid;
  gap: 10px;
}

.topic-card li {
  display: flex;
  gap: 10px;
  color: var(--text);
  font-size: 15px;
  align-items: flex-start;
}

.topic-card li span {
  color: var(--success);
  font-weight: 700;
  margin-top: 1px;
}

.value-wrap {
  display: grid;
  grid-template-columns: 1.05fr 0.95fr;
  gap: 30px;
  align-items: start;
}

.value-card {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: 22px;
  padding: 32px;
  box-shadow: var(--shadow);
}

.value-card h2 {
  font-size: 36px;
  color: var(--primary);
  margin-bottom: 14px;
  line-height: 1.2;
}

.value-card p {
  color: var(--muted);
  margin-bottom: 18px;
}

.value-points {
  display: grid;
  gap: 16px;
}

.value-point {
  display: flex;
  gap: 14px;
  align-items: flex-start;
  padding: 16px;
  border: 1px solid var(--border);
  border-radius: 16px;
  background: #fbfdff;
}

.value-point h3 {
  color: var(--primary);
  font-size: 18px;
  margin-bottom: 4px;
}

.value-point p {
  margin: 0;
  font-size: 14px;
}

/* =========================
   PREMIUM STATS SECTION
========================= */

.premium-stats {
  background: linear-gradient(
      135deg,
      rgba(11, 60, 93, 0.95),
      rgba(11, 60, 93, 0.85)
    ),
    url("https://images.unsplash.com/photo-1519455953755-af066f52f1a6?auto=format&fit=crop&w=1200&q=80")
    center / cover no-repeat;

  padding: 30px;
  border-radius: 24px;
}

/* STAT BOX (GLASS EFFECT) */

.premium-stats .stat-box {
  background: rgba(255, 255, 255, 0.08);
  border: 1px solid rgba(255, 255, 255, 0.15);
  backdrop-filter: blur(8px);

  border-radius: 18px;
  padding: 26px 20px;

  text-align: center;
  transition: 0.3s ease;
}

.premium-stats .stat-box:hover {
  transform: translateY(-5px);
  background: rgba(255, 255, 255, 0.12);
}

/* ICON */

.stat-icon {
  width: 50px;
  height: 50px;

  margin: 0 auto 14px;

  border-radius: 14px;

  background: rgba(255, 255, 255, 0.15);
  color: #ffffff;

  display: flex;
  align-items: center;
  justify-content: center;

  font-size: 20px;
}

/* TEXT */

.premium-stats h3 {
  font-size: 28px;
  color: #ffffff;
  margin-bottom: 6px;
}

.premium-stats p {
  color: #dbeafe;
  font-size: 14px;
}

/* =========================
   INNER PAGE HERO (COMMON)
========================= */

.page-hero {
  background:
    linear-gradient(
      120deg,
      rgba(11, 60, 93, 0.95),
      rgba(11, 60, 93, 0.85)
    ),
    url("https://images.unsplash.com/photo-1474487548417-781cb71495f3?auto=format&fit=crop&w=1600&q=80")
    center / cover no-repeat;

  color: #ffffff;
  padding: 70px 0;
}

.page-hero h1 {
  font-size: 42px;
  margin-bottom: 10px;
  line-height: 1.2;
}

.page-hero p {
  color: #dbeafe;
  font-size: 16px;
  max-width: 700px;
}

/* MOBILE */

@media (max-width: 768px) {
  .page-hero h1 {
    font-size: 30px;
  }
}

/* =========================
   LEGAL PAGES (DISCLAIMER ETC.)
========================= */

.legal-card {
  background: #ffffff;
  border: 1px solid var(--border);
  border-radius: 20px;
  padding: 40px;
  box-shadow: var(--shadow);
  max-width: 900px;
  margin: auto;
}

/* HEADINGS WITH ICON */

.legal-card h2 {
  font-size: 22px;
  color: var(--primary);
  margin-top: 28px;
  margin-bottom: 10px;

  display: flex;
  align-items: center;
  gap: 10px;
}

.legal-card h2 i {
  color: var(--accent);
  font-size: 18px;
}

/* PARAGRAPH */

.legal-card p {
  color: var(--muted);
  margin-bottom: 12px;
  line-height: 1.7;
}

/* NOTICE BOX */

.legal-notice {
  margin-top: 30px;
  padding: 18px;

  display: flex;
  gap: 12px;
  align-items: flex-start;

  background: #fff8eb;
  border: 1px solid #fde5b0;
  border-radius: 14px;

  color: #7c5a07;
}

.legal-notice i {
  font-size: 20px;
  margin-top: 2px;
}

.site-logo {
  display: inline-flex;
  align-items: center;
  line-height: 1;
}

.site-logo img {
  height: 58px;
  width: auto;
  display: block;
}

@media (max-width: 768px) {
  .site-logo img {
    height: 46px;
  }
}
.footer-logo img {
  height: 60px;
  width: auto;

  /* Convert logo to light version */
  filter: brightness(0) invert(1);
  opacity: 0.95;
}

.contact-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 40px;
}

.contact-info h2 {
  color: var(--primary);
  margin-bottom: 10px;
}

.contact-info p {
  color: var(--muted);
  margin-bottom: 20px;
}

.contact-box {
  display: flex;
  gap: 14px;
  align-items: flex-start;
  padding: 16px;
  border: 1px solid var(--border);
  border-radius: 14px;
  margin-bottom: 16px;
  background: #f8fafc;
}

.contact-box i {
  font-size: 20px;
  color: var(--accent);
  margin-top: 3px;
}

.contact-box strong {
  display: block;
  margin-bottom: 4px;
}

.contact-form {
  background: #ffffff;
  padding: 30px;
  border-radius: 18px;
  border: 1px solid var(--border);
  box-shadow: var(--shadow);
}

.contact-form h2 {
  color: var(--primary);
  margin-bottom: 20px;
}

.form-group {
  margin-bottom: 15px;
}

.form-group input,
.form-group textarea {
  width: 100%;
  padding: 12px 14px;
  border-radius: 10px;
  border: 1px solid var(--border);
  font-size: 14px;
  outline: none;
  font-family: Arial, sans-serif;
}

.form-group input:focus,
.form-group textarea:focus {
  border-color: var(--primary);
}

.form-alert {
  padding: 14px 16px;
  border-radius: 10px;
  margin-bottom: 18px;
  font-size: 14px;
}

.success-alert {
  background: #ecfdf3;
  border: 1px solid #bbf7d0;
  color: #166534;
}

.error-alert {
  background: #fef2f2;
  border: 1px solid #fecaca;
  color: #991b1b;
}

@media (max-width: 768px) {
  .contact-grid {
    grid-template-columns: 1fr;
  }
}

.footer {
  background: #081a28;
  color: #cbd5e1;
  padding: 70px 0 20px;
  margin-top: 80px;
}

.footer-grid {
  display: grid;
  grid-template-columns: 1.4fr 1fr 1fr 1fr;
  gap: 30px;
  margin-bottom: 35px;
}

.footer-col h3,
.footer-col h4 {
  color: #ffffff;
  margin-bottom: 16px;
}

.footer-col p {
  color: #cbd5e1;
  font-size: 15px;
  line-height: 1.7;
}

.footer-disclaimer {
  margin-top: 18px;
  padding: 14px 16px;
  background: rgba(255, 255, 255, 0.06);
  border: 1px solid rgba(255, 255, 255, 0.08);
  border-radius: 12px;
  color: #dbeafe;
  font-size: 14px;
  line-height: 1.7;
}

.footer-links,
.footer-contact-list {
  list-style: none;
  display: grid;
  gap: 12px;
}

.footer-links li a,
.footer-contact-list li span,
.footer-contact-list li a {
  color: #cbd5e1;
  font-size: 15px;
}

.footer-links li a:hover,
.footer-contact-list li a:hover {
  color: #ffffff;
}

.footer-contact-list li {
  display: flex;
  gap: 12px;
  align-items: flex-start;
}

.footer-contact-list li i {
  color: var(--accent);
  font-size: 15px;
  margin-top: 4px;
  min-width: 16px;
}

.footer-note {
  padding: 18px 20px;
  border-radius: 14px;
  background: rgba(255, 255, 255, 0.04);
  border: 1px solid rgba(255, 255, 255, 0.06);
  margin-bottom: 24px;
}

.footer-note p {
  color: #dbeafe;
  font-size: 14px;
  line-height: 1.7;
  text-align: center;
}

.footer-bottom {
  border-top: 1px solid rgba(255, 255, 255, 0.08);
  padding-top: 20px;
  text-align: center;
  font-size: 14px;
  color: #94a3b8;
}

@media (max-width: 992px) {
  .footer-grid {
    grid-template-columns: 1fr 1fr;
  }
}

@media (max-width: 768px) {
  .footer-grid {
    grid-template-columns: 1fr;
  }
}